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PamojaHub

Chama & savings group management

Chama management software that keeps your group organized

PamojaHub brings member records, contributions, loans, meetings, voting, and reports into one shared platform so your group can spend less time reconciling scattered records.

Free plan available. No card required to start.

One system for the records your group depends on

Replace disconnected spreadsheets, notebooks, and message threads with structured records that stay connected to members and group activity.

Member management

Keep member profiles, group roles, and membership records organized in one place.

Contribution tracking

Record contributions and payment history so members and officers can work from clear shared records.

Member loan management

Track loan applications, approvals, repayment schedules, repayments, and balances without relying on separate spreadsheets.

Meetings and attendance

Schedule meetings, record attendance, and keep governance activity connected to the rest of the group record.

Voting and resolutions

Record group decisions, voting outcomes, and resolutions with a clear history of what the group decided.

Reports and audit history

Review important activity, financial records, and audit history from a single group management platform.

How it works

Move from scattered records to a shared source of truth

PamojaHub organizes group activity around members, roles, and clear records. Officers manage the work they are responsible for while members can review the information their role allows.

  1. 1

    Create or join a group

    Set up a new group or accept an invitation to an existing one.

  2. 2

    Set up your records

    Add members and configure the group features you plan to use.

  3. 3

    Record activity as it happens

    Keep contributions, loans, meetings, voting, and other group records in the same system.

  4. 4

    Review clear group information

    Use reports, member views, and audit history to understand what has been recorded and by whom.

Chama management for groups in Kenya — without limiting the platform to one country

If you are comparing chama management software in Kenya, PamojaHub supports the core records many groups need: members, contributions, group loans, meetings, attendance, voting, and reports. Current public subscription pricing is shown in KSh/KES, while group settings also keep country and currency information so the product can support expansion beyond one market.

Invite and manage members with defined group roles.

Keep contribution records and group loan activity connected to each member.

Schedule meetings, record attendance, and manage resolutions and voting.

Start on the Free plan and move to a paid plan when the group needs more capacity or features.

Group management software — not a bank

PamojaHub helps your group organize records. It does not take custody of group funds or store raw card details. Subscription checkout is handled through Paystack's hosted payment flow.

Role-based access separates member and officer permissions.

Important actions are recorded in the application's audit history.

Optional TOTP multi-factor authentication adds account protection.

Pamoja AI is read-only and explains information the user is already authorized to access.

Start with the Free plan

Use PamojaHub at no cost within the Free plan's group, member, and feature limits. Upgrade later when your group needs more capacity or features.

Chama management software FAQs

Common questions about managing a savings or community group with PamojaHub.

What is chama management software?

Chama management software gives a savings or community group one place to organize members, contributions, loans, meetings, voting, reports, and shared records instead of managing those activities across separate spreadsheets, notebooks, and chat threads.

Can PamojaHub be used by chamas in Kenya?

Yes. Chamas in Kenya can use PamojaHub for member administration, contribution records, group loans, meetings, attendance, voting, and reports. Current public subscription pricing is shown in KSh/KES, while group settings also store country and currency information so the product is not limited to one market.

Can PamojaHub track member contributions and loans?

Yes. PamojaHub records member contributions and supports the group loan lifecycle, including repayment schedules and repayment records, subject to the features available on the group's plan and configuration.

Does PamojaHub hold or transfer group money?

No. PamojaHub is management software. It records group activity but does not take custody of group funds, act as a bank, or process raw card details. Subscription checkout is handled by Paystack.

Can members and officers have different access?

Yes. PamojaHub uses role-based access so members and group officers can see and perform only the actions allowed for their role within each group.

Can I start without paying for a subscription?

Yes. PamojaHub has a Free plan with group, member, and feature limits. You can move to a paid plan later when you need more capacity or features.

Give your group one clear place to work

Bring contributions, loans, members, meetings, voting, and records together in PamojaHub.